Most children receive CHIP - Highmark Healthy Kids for free. For children who live in a household with a higher income, out-of-pocket costs like monthly premiums and copays may apply.
Your children are eligible if they're:
Your household income will determine your monthly premium and copays.
Once you know which CHIP - Highmark Healthy Kids plan you're eligible for, you can use the following charts to estimate your monthly premium and copays for care.
One Child |
Two Children |
Three or more
|
|
|---|---|---|---|
Free CHIP |
$0 |
$0 |
$0 |
Low-Cost CHIP 1 |
$75.52 |
$147.04 |
$220.56 |
Low-Cost CHIP 2 |
$102.93 |
$205.86 |
$308.79 |
Low-Cost CHIP 3 |
$117.64 |
$235.28 |
$352.92 |
Full-Cost CHIP |
$349.06 |
$698.12 |
$1,047.18 |
*Highmark Choice Company monthly premium does not increase after three kids, regardless of how many are in your household.
**Rates effective January 1, 2026
PCP |
Specialist |
Emergency |
Brand Name Drug |
Generic Drug |
|
|---|---|---|---|---|---|
Free CHIP |
No cost |
No cost |
No cost |
No cost |
No cost |
Low-Cost CHIP 1 |
$5* |
$10 |
$25* |
$9 |
$6 |
Low-Cost CHIP 2 |
$5* |
$10 |
$25* |
$9 |
$6 |
Low-Cost CHIP 3 |
$5* |
$10 |
$25* |
$9 |
$6 |
Full-Cost CHIP |
$15* |
$25 |
$50* |
$18 |
$10 |
*No copay required for preventive health services on the Highmark Preventive Schedule when provided by a PCP. Preventive Schedules are available to Highmark members on their member portal. Log in to your Highmark account.
**Emergency Room copay is waived if admitted.
