Need affordable health insurance? Highmark Blue Cross Blue Shield can help.
There are two ways to buy Affordable Care Act (ACA) plans, also known as Obamacare.
You can buy Highmark Blue Cross Blue Shield plans through an online marketplace, also known as the federal or state Exchange. If you’re eligible for financial help, these plans can lower your monthly premiums and out-of-pocket costs.
You can also buy health insurance plans directly from Highmark Blue Cross Blue Shield. These plans don’t offer financial help, but you’ll find additional plan options here.
Highmark Blue Cross Blue Shield Affordable Care Act (ACA) plans give you access to high-quality health care that's always close to home.
With Highmark Blue Cross Blue Shield, you never need a referral to see a specialist.
Copays as low as $15 when you need to see your doctor or specialist.
A range of deductibles plans starting as low as $0.
$0 copays on 85% of the most common prescription drugs.2
We have plans that include vision discounts and pediatric dental included in all plans.
All ACA plans cover preexisting conditions, plus the 10 Essential Health Benefits:
Major life events could make you eligible for a Special Enrollment period. See if you qualify.
View Summary of Benefits & Coverage
1/1/2025 - 12/31/2025
Per Member Per Month (PMPM)
|
Western New York |
|
|---|---|
|
New Business |
$20.00 PMPM |
|
Renewal Business |
$20.00 PMPM |
Bonus or incentive compensation may also apply and must be disclosed by the agent or broker.
1/1/2024 - 12/31/2024
Per Member Per Month (PMPM) / Per Contract Per Month (PCPM)
|
Western New York |
|
|---|---|
|
New Business |
$20.00 PMPM |
|
Renewal Business |
$20.00 PMPM |
Bonus or incentive compensation may also apply and must be disclosed by the agent or broker.
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2Most common prescription drugs are made up of the top 100 non-voided, approved, in-network drug claims by Highmark ACA individual markets members in 2023. Vaccines are not included in this listing.
