senior woman outside playing with her small dog

Delaware Medicare D-SNP

Delaware Medicare D-SNP

Choosing Highmark Health Options Duals (HMO SNP)

Choosing Highmark Health Options Duals (HMO SNP)

Your Medicare and Medicaid benefits can work together in our Dual Eligible Special Needs Plan (D-SNP). This D-SNP has programs to also help with daily expenses like utility bills and transportation.

Your Medicare and Medicaid benefits can work together in our Dual Eligible Special Needs Plan (D-SNP). This D-SNP has programs to also help with daily expenses like utility bills and transportation.

D-SNP Coverage That Focuses on You

Your D-SNP includes Medicare Part A and Part B, Medicaid, medication benefits and more. If you’re age 65 or older and meet these criteria, you can enroll today.

Delaware Residence


To enroll in a Highmark Health Options DSNP, you must live in the state of Delaware.

Disability Benefits


If you’ve been on disability for the past 2+ years, you can apply for a Delaware DSNP.

Medicare and Medicaid


You can enroll if you have Medicare Part A, Medicare Part B and Medicaid cards.

Earning Healthy Rewards

Earning Healthy Rewards

The Healthy Rewards Program helps you earn rewards when you complete healthy activities.

The Healthy Rewards Program helps you earn rewards when you complete healthy activities.

How D-SNP Works

When you need care, your D-SNP works like a Health Maintenance Organization (HMO) health plan. 

  • senior woman speaking with doctor in doctor's office

    Visiting Network Doctors


    You’ll choose your primary care provider (PCP) for regular care from our Highmark Health Options Duals provider network.

  • doctor smiling at senior patient

    Coordinating Your Services 


    Your PCP will manage your health care and get approval for you to work with other providers – like specialists – if you need it.

  • senior couple at pharmacy speaking with pharmacist

    Paying for Prescriptions


    In most cases, you'll use a Highmark Health Options Duals-preferred pharmacy to ensure your prescriptions are covered. 

senior woman in wheelchair with nurse pushing her through hospital hallway

Using Our Provider Network

Using Our Provider Network

For your convenience, our D-SNP coverage is accepted by thousands of board-certified doctors throughout Delaware.

For your convenience, our D-SNP coverage is accepted by thousands of board-certified doctors throughout Delaware.

senior woman at home laughing with her caretaker

Understanding Your Benefits

You won’t have to pay a monthly cost for your D-SNP. Plus, you’ll get prescription drug benefits and other helpful assistance programs at no cost, like:

  • Preventive screenings
  • Primary care provider office visits
  • Emergency care

Interested in Medicaid?

Choose Delaware Medicaid coverage that goes beyond basics so you can live your best life.

Highmark Health Options Duals is offered by Highmark Blue Cross Blue Shield. Highmark BCBSD Inc. d/b/a Highmark Blue
Cross Blue Shield offers HMO plans with a Medicare Contract. Enrollment in these plans depends on contract renewal.

Medicare Ombudsman Website
Best Available Evidence
H7710_24_4461_M_2025_B


Last updated on Mar. 25, 2025.